Flexible Payment Options for Your Purchase

We understand that investing in your home or services is a big decision. That’s why we offer flexible payment options through Momnt—so you can move forward with confidence and pay over time.

Pay Over Time with Our Payment Options

With Momnt, you can break your purchase into manageable payments that fit your budget.

• ✔ Budget-friendly monthly payment options
• ✔ No down payment required
• ✔ Fast application with a soft credit inquiry
• ✔ Payment options available for a wide range of purchase amounts

Simple, Transparent Payment Options

We believe payment options should be easy to understand—no surprises.

• APRs are clearly disclosed upfront
• Fixed monthly payment options may be available
• Loan terms vary based on approval and selected payment option

Payment Options That Fit Your Needs

We offer multiple payment structures to match your situation:

Fixed Monthly Payment Plans Predictable payments over a set term so you can plan ahead.

Deferred Interest Promotions No interest if paid in full within the promotional period.*

12-Month No Payment, Deferred Interest Option No payments required for 12 months—and no interest if paid in full within the promotional period.* A great way to get started now and pay later on your schedule.

Low-Rate Payment Options Competitive APR options for qualified customers.

What to Expect

Applying is simple and can be done during your purchase process.

• Choose your payment option
• Review your loan terms
• Select a payment plan that works for you

All terms—including your annual percentage rate (APR) and repayment schedule—will be clearly presented before you accept your loan.

Important Information

Momnt Technologies, Inc. arranges consumer loans used to purchase goods and services from its participating merchant businesses. All loans are originated by participating financial institutions. See a list of financial institutions at momnt.com/lending-partners.

Deferred Interest Disclosure (If Applicable)

*No payments may be required during the promotional period, but interest accrues during that time. If the loan is paid in full within the promotional period, interest will be waived. If not, installment payments begin based on a risk-based APR, which may range from 22.99% to 26.99% for the remaining life of the loan.