Flexible Financing Options for Your Purchase
We understand that investing in your home or services is a big decision. That’s why we offer flexible financing options through Momnt—so you can move forward with confidence and pay over time.
Pay Over Time with Financing
With Momnt, you can break your purchase into manageable payments that fit your budget.
- ✔ Budget-friendly monthly payment options
- ✔ No down payment required
- ✔ Fast application with a soft credit inquiry
- ✔ Financing available for a wide range of purchase amounts
Simple, Transparent Financing
We believe financing should be easy to understand—no surprises.
Example:
A $10,000 purchase could cost approximately $336 per month over 36 months at 2.99% annual percentage rate (APR).
- APRs are clearly disclosed upfront
- Fixed monthly payment options may be available
- Loan terms vary based on approval and selected financing option
Financing Options That Fit Your Needs
We offer multiple financing structures to match your situation:
Fixed Monthly Payment Plans
Predictable payments over a set term so you can plan ahead.
Deferred Interest Promotions
No interest if paid in full within the promotional period.*
Low-Rate Financing
Competitive APR options for qualified customers.
What to Expect
Applying is simple and can be done during your purchase process.
- Choose your financing option
- Review your loan terms
- Select a payment plan that works for you
All terms—including your annual percentage rate (APR) and repayment schedule—will be clearly presented before you accept your loan.
Important Information
Momnt Technologies, Inc. arranges consumer loans used to purchase goods and services from its participating merchant businesses. All loans are originated by participating financial institutions. See a list of financial institutions at momnt.com/lending-partners.
Deferred Interest Disclosure (If Applicable)
No payments may be required during the promotional period, but interest accrues during that time. If the loan is paid in full within the promotional period, interest will be waived. If not, installment payments begin based on a risk-based APR, which may range from 22.99% to 26.99% for the remaining life of the loan.